A ledger for what you own, kept by you.
Record your trades, the prices you check and the rates you use. FinHub works out holdings, returns, tax and Zakat from those records — and says when a number is missing instead of guessing it.
Example account · reports in PKR
PKR 165,411.00
| Holding | Price | Value | Return |
|---|---|---|---|
| MIIETF2,500 · Islamic Income ETF | 16.24 | 40,600.00 | +19.9% |
| EFERT300 · Engro Fertilizers | 209.97 | 62,991.00 | −5.2% |
| DCR1,000 · Dolmen City REIT | 31.82 | 31,820.00 | +30.1% |
| GOLD24 · Gold, grams | — | 30,000.00 | no price |
How it works
- 01
Holdings come from the record
Every position is replayed from your transactions, oldest units sold first, so each sale knows how long you held what you sold. Nothing is stored twice to drift apart.
- 02
Your prices, your rates
There is no market feed. Enter a price or an exchange rate when you check one; FinHub carries the latest forward and flags anything missing or stale.
- 03
Tax and Zakat, worked out openly
Tax at the rates you set, with holding periods and allowances. Zakat on the portion you have reviewed, with your anniversary kept as a Hijri date.
What it will not do
Said up front, because a finance app that overstates itself is worse than one that does less.
- No live prices
- Every figure is one you typed in, dated when you typed it.
- No bank connections
- Nothing reads your accounts. You record what happened.
- No advice
- Tax and Zakat figures are estimates on the rates you choose.
- No one else’s view
- Each query is scoped to your account by the database itself, not by app code.
Calculators, no account needed
All calculators- SIP to SWPBuild a corpus with monthly contributions, then draw it down. Shows how long the withdrawals last at the return you assume.
- ZakatAdd up zakatable assets, subtract what you owe, and compare against a nisab worked out from the gold or silver price you enter.
- Share averagingHow many more shares to buy, at today’s price, to bring your average cost down to a target — or why the target is out of reach.
- Loan & EMIThe monthly instalment on a loan, what it costs in interest over its life, and what a little extra each month would save.